Posts

Have you filed for a Homestead Exemption?

Image
  What is a homestead exemption? Homestead exemptions are granted by the county appraisal district where the property is located. The exemption reduces a homeowner's property tax bill by removing part of the home's value from taxation. All Texas homeowners may receive a General Residence Homestead Exemption on the value of their property for school taxes upon application. Other taxing entities may also offer exemptions of some percentage of the home's value. Other exemptions are available to homeowners who are over 65 or disabled and require the same application process. Do you qualify? These requirements must be met to receive the exemption: You must reside at the home as your principal residence and not claim any other property as a homestead. Only individual homeowners (not corporations or other entities) may receive a homestead exemption. A homestead can be a house, condominium, or manufactured home. It can include up to 20 acres if the land is also owned by the h

What's the worst part of Renting?

Image
  Listen, renting has many positives: you won't have to handle maintenance issues and you'll have the freedom to move within a year or two if needed. But owning a home allows you to enjoy greater stability, tailor your living space to your liking as well as build equity and long-term gains as the property appreciates over time. If you're ready to switch from renting to owning, give me a call - I'll be happy to walk you through your options. #rgvRoy #rgvhomes #rgvRealtor #rgv #rgv956 #956 #thehelpfulagent #home #houseexpert #house #listreports #househunting #finances #mortgage #investment #realestate #realtor #realestateagent #happyhome #happyhomeowners #housingmarket

Average 30yr, Fixed-Rate Mortgage

Image
  The Fed's pivot from 'maybe more hikes' to 'cuts next year' had the markets in ecstasy. The Dow and S&P 500 hit all-time records. The yield on the 10-yr US treasury went below 4%. And average 30-year mortgage rates fell to 6.6%. That's a decrease of nearly 150 bps (1.5%) in just two months. #rgvRoy #rgvhomes #rgvRealtor #rgv #rgv956 #956 #thehelpfulagent #home #houseexpert #house #listreports #househunting #finances #mortgage #investment #realestate #realtor #realestateagent #happyhome #happyhomeowners #housingmarket

Are the Top 3 Housing Market Questions on Your Mind?

Image
  When it comes to what’s happening in the  housing market , there’s a lot of confusion going around right now. You may hear one thing in conversation with your friends, see something totally different on the news, and read something on social media that contradicts both of those thoughts. And, if you’re thinking about   making a move , that can leave you with a lot of lingering questions. That’s where a trusted local   real estate agent   comes in. Here are the top 3 questions people are asking about today’s housing market, and the data to help answer them. 1. What’s Next for Mortgage Rates? Mortgage rates  are higher than they’ve been in recent years. And, if you’re looking to buy a home, that impacts how much you can  afford . That’s why so many  buyers  want to know what’s ahead for mortgage rates. The answer to that question is: no one can say for certain, but here’s what we know based on historical trends. There’s a long-standing relationship between mortgage rates and  inflation

Would you buy a haunted house or visit one?

Image
  Would you buy a haunted house or visit one? Don't worry, none of the houses I'll show you are haunted, and if they are, all the ghosts are nice. 👻  #rgvRoy #thehelpfulagent #home #houseexpert #house #listreports #househunting #halloween #happyhalloween #scareable #spookeyseason #spooky #realestate #realtor #realestateagent

Smart Home Upgrades

Image
Ready to turn your home into a smart haven? From energy efficiency to security, smart home upgrades can enhance your lifestyle and property value. Let's explore how these cutting-edge technologies can make your home both smarter and more valuable. Contact me today! #rgvRoy #rgv956 #rgvHomes #rgvproperties #thehelpfulagent #home #houseexpert #house #listreports #homeowner #realestate #realtor #relestateagent #smarthome #hometips #homeupgrades #investment #happyhome #happyhomeowners

Questions to ask yourself to kick off your house hunt!!!

Image
Knowing your answers to these questions is valuable no matter where you are on your home journey. It helps as the process continues to remember your "why." What are some of your homebuying reasons?  #rgvRoy #rgv #rgvhomes #rgvrealtor #rgvREALTOR #thehelpfulagent #home #houseexpert #house #listreports #homejourney #househunting #happyhome #realestate #realtor #realestateagent #investment #happyhomeowners

Homeownership Goals!

Image
Homeownership isn't just a goal; it's a dream shared by so many. Let's work together to make that dream a reality, finding the perfect home that reflects your unique aspirations. Your journey to homeownership begins with a single step – reaching out to me! #rgvRoy #rgvhomes #rgvREALTOR #rgvrealestate #thehelpfulagent #home #houseexpert #house #listreports #househunting #realestate #realtor #realestateagent #happyhome #goals #dreamhome #homegoals #icanhelp

Did you Know? 87% of homeowners purchased their home with Loans.

Image
That’s a lot of savvy homebuyers who secure financing to make their dreams come true! Don't miss out on the opportunity to own your slice of paradise. Let's explore your options and make that dream address yours! #rgvRoy #rgv #rgvhomes #rgvRealtor #rgvagent #thehelpfulagent #home #houseexpert #house #listreports #homeowner #finances #realestate #realtor #realestateagent #happyhome #happyhomeowners

Big Impact and Low Cost Home Renovations!

Image
  Ready for a big change but not a big price tag? Here are some home renovations to get you started that won't break the bank. Where would you start? #rgvRoy #rgvHomes #rgv #956 #thehelpfulagent #home #houseexpert #house #listreports #homeowner #hometips #roi #investment #realestate #realestateagent #realtor #homereno #renovations #smartmoney

The First step in buying a Home is NOT searching for a home.

Image
Starting the process by "just browsing" could be setting yourself up for heartbreak. Before you go looking for (and falling in love with) a home, you need a realistic idea of what you can afford, make sure your credit is in good shape, get pre-approved for a mortgage, and most importantly find a great agent to work with. I can help you with that last one, I'm the great agent. #rgvRoy #rgv956 #rgvhomebuying #thehelpfulagent #rgvhome #houseexpert #house #listreports #homeowners #househunting #themoreyouknow #beprepared #investment #icanhelp #realestate #realestateagent

The things that affect the housing market!

Image
Knowing and understanding the things that affect the housing market can help you determine when/if it's a good time for you to buy or sell a home. If you've got other questions, just send me a message! I'm here to help.  #rgvRoy #rgv956 #rgvhomes# #rgvrealtor #thehelpfulagent #home #houseexpert #house #listreports #homeowner #realestate #realtor #realestateagent #themoreyouknow #icanhelp #mortgage #finance #investment

Did you Know: Hardwood Floors

Image
  If you're looking for a place to invest in your home and don't know where to start, investing in hardwood floors is a renovation you don't have to second guess. Would you rather have hardwood floors or carpet? #rgvRoy #rgv956 #rgvhomes #thehelpfulagent #home #houseexpert #house #listreports #homeowner #investment #roi #homereno #hometips #homesty=,le #realestateagent #realtor #happyhome #happyhomeowners

When House Hunting, It's ok to:

Image
  If you're finding yourself frustrated when house hunting, just know that nothing worth doing is ever easy. Everything will fall into place at just the right time, especially if you've got the right agent on your side. If you have questions or concerns about finding a home, send me a message - I'm here to help! #rgvRoy #rgv #rgvrealestate #rgvrealestateagent #listreports #buying #selling #realestateexpert #homeowner #dreamhome #homeownership #homebuying #homesearch #buyingahome #financehub

Market Update for June 2023 - Rio Grande Valley, Harlingen/Brownsville & San Antonio

Image
 

Why Get A Home Inspection

Image
  Home inspections are for you, the buyer. Attending the inspection with your agent (who is hopefully me!) is a great idea. Plan for it to take 2-3 hours. You'll spend time in the home and learn a lot about it. #rgvRoy #rgv #rgvhomes #rgvrealestate #thehelpfulagent #home #houseexpert #house #listreports #homeowner #househunting #homeinspection #happyhome #themoreyouknow #icanhelp #realestate #realestateagent #realtor #hapyhomeowners